Martha’s Vineyard, an island oasis known for its pristine beaches, charming towns, and coastal elegance, beckons residents and vacationers alike. Whether you’re enchanted by the historic homes in Edgartown, the waterfront estates in Oak Bluffs, or the secluded properties in Chilmark, Local Jumbo can assist you in securing a mortgage that complements the island’s unique allure.
From the charming streets of Vineyard Haven to the hidden gems of Aquinnah, Martha’s Vineyard offers a unique island lifestyle. Connect with our network of Jumbo Verified™ lenders for competitive rates and mortgage solutions tailored to your Martha’s Vineyard dreams.
Crafting Mortgage Solutions for Martha’s Vineyard’s Island Diversity
Martha’s Vineyard’s real estate landscape is as diverse as its picturesque scenery. Our lenders offer mortgage strategies customized to the unique charm of each island town and its coastal properties.
- Explore a variety of mortgage types ideal for Martha’s Vineyard’s diverse homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing options for a range of island properties, from historic homes in Edgartown to waterfront estates in Oak Bluffs.
- Mortgage plans that capture the island character of Martha’s Vineyard’s neighborhoods, whether you seek the historic ambiance of Vineyard Haven or the tranquility of Chilmark.
- Expertise tailored to Martha’s Vineyard’s real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates designed for purchasing or refinancing, reflecting the unique needs of Martha’s Vineyard residents.
Island Living Meets a Martha’s Vineyard Mortgage
Martha’s Vineyard offers a lifestyle where island living meets luxury and culture. Our lenders create mortgage solutions that enhance your Martha’s Vineyard island experience.
2024 MASSACHUSETTS CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BARNSTABLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRISTOL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUKES COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ESSEX COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| NANTUCKET COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NORFOLK COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| PLYMOUTH COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| SUFFOLK COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| WORCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MARTHA’S VINEYARD
Neighborhoods
Aquinnah, Chilmark, West Tisbury, Vineyard Haven, Oak Bluffs, Edgartown & Tisbury.
Zip Codes
02535, 02539, 02552, 02557, 02568, 02575 & 02713
Counties
Suffolk County, Nantucket County, Norfolk County, Middlesex County, Barnstable County, Plymouth County, Essex County, Dukes County, Worcester County, Hampshire County, Berkshire County, Franklin County, Bristol County & Hampden County.